Dental Insurance? No Problem!
Navigating the in’s and out’s of dental insurance on your own as a busy parent can be complicated and confusing – so why not let the Barefield Pediatric Dentistry team lend a helping hand? We happily accept many major PPO dental insurances (as well as some HMO’s as well as Medicaid) and are very knowledgeable about the various tangles of this system to boot. We can help families maximize available benefits so that their children are able to enjoy healthier, more confident smiles for the long-term – no wallet-straining required!
How Does Dental Insurance Work?
Many people assume that dental insurance and medical insurance work in the same way, but this isn’t really true. The bulk of your benefits through medical insurance are reserved for true emergencies, like serious illnesses or physical accidents. On the other hand, dental insurance focuses on the power of preventive care above all else. By fully covering the cost of biannual dental checkups and cleanings for the insured, the goal is to help parents and their children maintain stronger, healthier teeth over the years and minimize costs associated with treating damage and decay as a result.
What Does My Dental Insurance Plan Cover For My Child?
It’s important for families to keep in mind that every dental insurance plan is different, and it’s important to confirm the scope of available benefits before committing to any treatment – our team can help with this process! That said, most major providers do offer benefits along the following parameters:
- Preventive care for children (including dental checkups, professional hygiene, and fluoride) is usually covered at 100%.
- Minor restorative care (including tooth-colored fillings and root canal therapy) typically receives partial coverage at around 80%.
- Major restorative care (including dental crowns) usually receives partial coverage at around 50-60%.
Additionally, if orthodontic care is deemed medically necessary for your son or daughter, most dental insurance plans do include monetary benefits for this type of treatment. However, services that are considered “cosmetic” in nature will not be covered.
IF you have further questions or concerns related to dental insurance, don’t hesitate to contact Barefield Pediatric Dentistry today! We want every patient to be able to approach their child’s dental care from a place of financial confidence.